Payment help, please!!! I shouldn't have to wait half a month to receive money for my work!!!!!!!

Hi. I have been trying to withdraw my payment for over 7 days now. Today PPH support responded to me saying my bank account rejected the transaction and sent the payment back to my PPH account. I called my bank and nothing was incorrect on my end. Now the payment has returned to my account with LESS money than I had originally made. It has also been converted back to Euros, even after I already paid a $20 fee to convert it to USD. Now it wants me to pay ANOTHER conversion fee. I am trying to withdraw using Paypal now instead since my bank apparently won't sync up with PPH, but it says it will take until December 6th for me to be able to use it, even though it was already approved. Can someone help me??? I shouldn't have to wait half a month to receive my payment for my work!!!!!!